HDL can deliver property and liability solutions for companies operating in all areas of the food and beverage industry, including covers for:

• Property & Business Interruption, protecting physical assets and consequential loss of product after an event such as fire, by covering ongoing costs so you can recover and rebuild.
• General and Products Liability insurance, providing indemnity for any legal actions taken against a food and beverage company for third party injuries or damage to property resulting from products manufactured and supplied as well as other activities.
• Directors’ & Officers’ Liability insurance protecting the personal assets of directors and officers in the event they are personally sued by employees, vendors, competitors, investors, customers, or other parties, for actual or alleged wrongful acts in managing a company. The insurance can provide indemnity to the company for the indemnity they provide to director and officers and also indemnity to the company for security class actions.
• Crime insurance covering the theft of money and other items.
• Marine Transit insurance protecting the transportation of manufactured goods, raw materials plant, equipment and other assets.
• Motor Vehicle insurance covering any vehicle owned or leased by the company.
• Corporate Travel insurance covering employees travelling interstate or overseas on company business.
• Cyber insurance is an important coverage that food and beverage companies should consider as they are increasingly leveraging technology in their business models and day-to-day operations.
• Contaminated Products & Crisis Containment Protection for claims associated with Product Recall due to potential for injury or damage as a result of Accidental Contamination, Malicious Product Tampering of Government Mandated Recall.