Insurance Risk Review

Insurance Risk Review

Remove the uncertainty by

reviewing before you renew.

Remove the uncertainty by

reviewing before you renew.

Having a fresh set of eyes can make a dramatic difference. HDL welcomes the opportunity to evaluate and challenge your current risk and insurance program in a confidential manner that avoids disrupting existing relationships.

Having a fresh set of eyes can make a dramatic difference. HDL welcomes the opportunity to evaluate and challenge your current risk and insurance program in a confidential manner that avoids disrupting existing relationships.

Securing optimal insurance protection is becoming more challenging.

Significant factors have reshaped conditions in the current insurance market resulting in premium movement and reduced underwriting risk appetite.

Discover how our experienced team can help you by exploring all options available and presenting a selection of coverage, pricing and funding options to ensure you are fully protected with the most optimal risk and insurance solution.

Benefits include:

  • Challenging the suitability of your insurance coverage
  • Highlighting any gaps and changes in risk profile
  • Understanding policy exclusions and their impact
  • Altering you to new risks in your operations
  • Ensuring you are responding to COVID-19-related or other emerging compliance exposures
  • Reviewing insurer suitability and assistance with securing optimal coverage
  • Providing potential savings and cashflow management solutions
Request a review

When should you conduct a review?

In the current market environment, having an experienced insurance broker review your insurance and risk management arrangements is more important than ever, and with increased scrutiny in renewal discussions, early planning and preparation makes a significant difference.

If you can relate to any of the following, its a good time to have us undertake a review of your insurance program.

Business Changes – growth or decline, premises, equipment and asset changes, stock and inventory fluctuations, gaining or losing employees, updated processes and customers.

Industry factors – regulations, legal exposures, innovations, changes in markets, new competitors, changes in customers/ clients or suppliers .

Business Operations – new technology, reliance on online data and resulting privacy and security risks, workforce working from home, changes in travel.

Financial factors – Turnover, cash flow and cyclical changes.

Organisational – Changes to directorships, newly created entities, global footprint changes.

Insurance relationships – Changes in service team members, broker acquisitions, claim issues, changes in insurer appetites and cover restrictions, lack of flexibility or understanding.

Organisational Changes – growth or decline, changes in premises, equipment and assets, new sporting facilities, gaining or losing employees or club affiliations, updated processes and ambassadors.

Sporting Environment – regulations, legal exposures, innovations, changes in playing formats, changes in memberships, participation, sponsors or suppliers.

Business Operations – new technology, reliance on online data and resulting privacy and security risks, workforce working from home, changes in travel.

Financial factors – Turnover, cash flow and cyclical changes.

Governance – Changes to board and committee members, newly created structures and other governance settings.

Insurance relationships – Changes in service team members, broker acquisitions, claim issues, changes in insurer appetites and cover restrictions, lack of flexibility or understanding.

New acquisitions – purchased a new residence, vehicle, pleasure craft, or made additions to your private collections such as jewellery, fine art, antiques and wine.

Regulatory factors – regulations, legal exposures,

Lifestyle Changes – new technology, reliance on online data and resulting privacy and security risks, working from home, changes in interstate and overseas travel.

Commercial – Changes to directorships, newly created entities, establishment of a family office, financial restructuring.

Insurance relationships – Changes in service team members, broker acquisitions, claim issues, changes in insurer appetites and cover restrictions, lack of flexibility or understanding.

In the current market environment, having an experienced insurance broker review your insurance and risk management arrangements is more important than ever, and with increased scrutiny in renewal discussions, early planning and preparation makes a significant difference.

If you can relate to any of the following, its a good time to have us undertake a review of your insurance program.

Business Changes – growth or decline, premises, equipment and asset changes, stock and inventory fluctuations, gaining or losing employees, updated processes and customers.

Industry factors – regulations, legal exposures, innovations, changes in markets, new competitors, changes in customers/ clients or suppliers .

Business Operations – new technology, reliance on online data and resulting privacy and security risks, workforce working from home, changes in travel.

Financial factors – Turnover, cash flow and cyclical changes.

Organisational – Changes to directorships, newly created entities, global footprint changes.

Insurance relationships – Changes in service team members, broker acquisitions, claim issues, changes in insurer appetites and cover restrictions, lack of flexibility or understanding.

HDL can undertake a review at any time within the term of your current insurance arrangements, irrespective of whether you have a long term agreement or whether you renew annually.

HDL can undertake a review at any time within the term of your current insurance arrangements, irrespective of whether you have a long term agreement or whether you renew annually.

Insurance risk review enquiry.

Send us your information for a confidential review of your current insurance, or call us on 1300 565 622 to speak with our team.

Review Corporate
What best describes you?
If you have a copy of your current insurance program/manual/renewal report, please upload below.
Maximum upload size: 2.1MB
HDL will contact you about the insurance risk review service, and may collect, use, hold and disclose your information in accordance with our Privacy Policy.

Review Corporate-For Mobile
What best describes you?
If you have a copy of your current insurance program/manual/renewal report, please upload below.
Maximum upload size: 2.1MB
HDL will contact you about the insurance risk review service, and may collect, use, hold and disclose your information in accordance with our Privacy Policy.

Helping you make sense of the insurance market

Discover how our experienced team can help you by exploring all options available and presenting a selection of coverage, pricing and funding options to ensure that you are fully protected.

Corporate Insurance

Differentiating your risk, delivering financial confidence and security through informed decisions.

SME Insurance

Peace of mind as we assess your risks, cover off any gaps and protect your day to day operations.

Sports Industry

From grassroots to elite, financially beneficial programs encompassing the needs of all constituents.

Private Clients

Extensive cover for your most valued possessions tailored to your unique needs and lifestyle.