Risk Consulting

Risk Consulting

Keeping your property and

family out of harms way

Keeping your property and

family out of harms way

Remove the uncertainty

From property appraisals to global market compliance, we are able to provide you with access to private client risk consulting services, resources and know how to help you preserve the success you’ve earned, keeping your property and family out of harms way.

From property appraisals to global market compliance, we are able to provide you with access to private client risk consulting services, resources and know how to help you preserve the success you’ve earned, keeping your property and family out of harms way.

Remove the uncertainty

Going beyond typical risk management

As your insurance broker, we perform a comprehensive review of your risk needs, identifying inconsistencies, gaps or improper coverages in order to tailor the most cost effective solutions ensuring your assets and family are protected.

Going beyond typical risk management and insurance, we provide access to numerous services including:

Complimentary appraisals

Through complimentary home appraisals, highly trained risk consultants can visit your home to carefully note architectural details as well as the interior and exterior features that determine your home’s replacement cost and the amount of coverage you really need.

Our risk consultants also assist with security and loss prevention advice and will offer suggestions to protect your valuables from damage and theft.

Security inspections

Security inspections are provided by experienced risk consultants and consider the individual characteristics of your property, combined with your living habits and individual lifestyle, to provide tailored suggestions to improve your overall security.

Home Scanning services

Using infrared camera technology to detect problems that may be developing behind walls or in the ceilings of your home to help you uncover minor problems before they become major ones, including:

  • Missing insulation that could be increasing your power bills
  • Electrical issues that could put you and your family at risk
  • Water leaks before they turn into major losses and help pinpoint the origin of reoccurring water issues

Appraisals for your collectibles

Whether you’ve inherited a few pieces of jewellery, are starting to collect sports memorabilia, or have invested in wine or fine art over the years, your collectibles are a part of your history and your story. They may even be worth a substantial amount of money.  To ensure you are adequately covered we can help arrange professional appraisals for either market value or retail replacement value.

Travel-related risk planning

Whether you are traveling domestically or internationally, access a full range of services to address the risk of traveling in today’s world. This can include assessing current safety plans, providing travel intelligence and training family members in travel security best practices.

Cyber risk consulting

Our current multi-device, multichannel, hyper-connected world introduces particular vulnerabilities, from unauthorised access from sophisticated cyber criminals to stalkers seeking to exploit or damage a family’s image, reputation, and career. 

Professional cyber risk consulting can help strengthen your personal cybersecurity by reducing risk and vulnerability across all networks, accounts, and devices. Helping you to increase security and reduce or eliminate security soft spots, risk, and exposure through locking down devices, accounts, and access points throughout your personal and professional networks.

HDL, the right partner for you.

Seek advice from HDL

For private clients with unique and valuable assets together with family members spread across the globe, there is more to managing your risks than the simple transfer through insurance.

Many insurers can provide added value risk consulting solutions as a complimentary service to policyholders.

It is therefore always best to seek advice from HDL regarding cover requirements where we can help make sure you are protected based on your unique needs.

Case study

During discussion about upcoming travel plans, a client advised they were taking their mega yacht into restricted waters within the next week for a family vacation. Upon reviewing their policy it was evident that coverage was insufficient and needed to be expanded to include the restricted area.

However, of greater concern was the physical danger associated with the area and the potential for harm to occur to the client and family. Assistance was provided setting the client up with a fast-moving security team to travel with them, updated the family on potential threats and provided tips on how to minimise exposure and safely travel to the area. The security team also advised the captain and crew of local laws and restrictions to ensure that the vessel was in compliance.

Complimentary Review

Complimentary Review

Securing optimal insurance protection is becoming more challenging.

Having a fresh set of eyes can make a dramatic difference.  HDL welcomes the opportunity to evaluate and challenge your current risk and insurance program in a confidential manner that avoids disrupting existing relationships.

Insurance Broker

Our Global Insurance Network

Over 150 Insurers across the globe.

Our Global Insurance Network

Over 150 Insurers across the globe.